Starting your financial journey requires a monthly budget as it provides a clear understanding of your financial situation.

Your financial goals can be from getting out of debt and saving money to building real wealth. One way to achieve your financial goals is to add them to your budget. But first, create a budget if you don’t have one. 

A budget isn’t about restrictions. Money can and should give you freedom. It gives you freedom as long as you plan how you’re going to spend & save it.